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ForumsInternationalHas anyone dealt with german private insurance (pkv) vs statutory (gkv)? Page 3

Has anyone dealt with german private insurance (pkv) vs statutory (gkv)?

B12Beth Wed, Apr 16, 2025 at 1:17 AM 36 replies 1,942 viewsPage 3 of 8
adam_van
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Vancouver, CA
Apr 21, 2025 at 6:00 AM#11
PharmD_Rodriguez said:
LarryQC_SD said: ...compounded vs brand cost and coverage...

Bookmarking. The distinction being drawn above is the one nobody else makes. Taking it to my next appointment.

24 24FranDenver, Dr.BariatricHTX, LindaRN_retired and 21 others
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Dr.GastroMayo
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Apr 24, 2025 at 5:23 AM#12

Clinical perspective, offered as context rather than as advice.

Insurance update relevant to cost and coverage: I just got my prior auth approved through Aetna after 1 attempts.

What finally worked: a letter from my endocrinologist documenting BMI history (>3 years), failed diet attempts, comorbidities (PCOS + insulin resistance), and referencing the SURMOUNT trial data.

If your PA keeps getting denied, don't give up. Request a peer-to-peer review between your doctor and the insurance medical director. That's what finally broke through for me.

Last edited: Apr 24, 2025 at 10:23 AM
23 23VendorMark, COA_Karl, MikeFit_NJ and 20 others
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Dr.NateNeph
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Apr 27, 2025 at 4:44 AM#13
PedsEndoPhilly said:
Telehealth prescriber review for cost and coverage: I've used 2 different telehealth platforms to get my GLP-1 prescription.

My insurance denied my PA related to cost and coverage. Has anyone successfully appealed? I'm considering going compounded instead.

Last edited: Apr 27, 2025 at 6:44 AM
22 22SteveThurs, B12Beth, RickReta_CO and 19 others
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wendy_avl
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Oct 2024
Asheville, NC
Apr 30, 2025 at 4:04 AM#14
B12Beth said:
Denials are usually procedural rather than clinical, and the order that works reflects that.

Insurance coverage hack for cost and coverage: if your insurance denies brand Wegovy/Ozempic, consider these alternatives:

  1. Prior authorization appeal with peer-to-peer review
  2. Manufacturer copay card (for commercial insurance)
  3. Patient assistance programs (Novo Nordisk, Eli Lilly)
  4. Compounded medication from a 503B pharmacy ($114/month)
  5. Canadian pharmacy (requires prescription, ~40-60% savings)

Don't let cost prevent access to effective treatment. There are options at every price point.

Last edited: Apr 30, 2025 at 10:04 AM
21 21PharmHunterJen, TomTeleRx, DoseLogDan and 18 others
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Admin
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May 3, 2025 at 3:22 AM#15

Moderator note: good thread. Keeping it here rather than moving it, because the question is general enough to be useful. No action needed from anybody.

Last edited: May 3, 2025 at 7:22 AM
20 20PeptideSynthNJ, Dr.KarenChen, Dr.NateNeph and 17 others
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