Putting this up for argument rather than for agreement. I have read it twice and I am still not certain what it supports.
The trade-off is reversibility against privacy and there is no option that gives you both. Card payments are reversible and disclose the most; crypto discloses least and is irreversible, which is precisely why pressure toward it is a warning sign when it comes from a seller rather than a buyer. Escrow only means anything where the escrow agent is independent of both parties, which is rarely the case in practice.
Where I think it is weakest: the comparator does most of the work in how this gets reported, and it is not the comparator most people think they are citing.
So the question, as narrowly as I can put it: how people are thinking about the trade-off between reversibility and privacy, because you cannot have both. I would rather have one careful answer than five confident ones.
jim_asheville said:The trade-off is reversibility against privacy and there is no option that gives you both.
That is right for the common case. Whether it is right for the case being asked about depends on a detail that has not been given.
jim_asheville said:The trade-off is reversibility against privacy and there is no option that gives you both.
I read this differently from jim_asheville, on substance rather than tone. Not convinced. The evidence being cited is consistent with the conclusion and also consistent with two other conclusions nobody has ruled out.
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Shop Reference StandardsAnswering the narrow version, because the broad one does not have a single answer. Worth answering the question that was asked rather than the one behind it. The narrow version usually has an answer; the broad version usually does not, and answering the broad one is how a thread stops being useful.
If somebody has the primary source to hand I would rather cite it than paraphrase it.
BenResearch_OR said:Whether it is right for the case being asked about depends on a detail that has not been given.
Second this. Nothing to add that would improve it.